Good Credit Management Table of Contents and Links
Thank you for visiting Student Credit and for taking your credit future seriously. We are dedicated to helping you select the right student credit card for your needs, but we also want you to learn good credit management skills. Credit is a powerful tool. It’s an important tool. It’s convenient, it makes managing your money easier, and it can be especially useful for emergencies. But it’s also a big responsibility. When credit is used improperly, it can lead to unmanageable debt and financial crisis. We want you to avoid any problems and enjoy your new credit. We believe that the more you know about credit, the more likely you are to use this powerful tool wisely.
Click on one of the links below to begin.
1. The Importance of Credit and an Overview
- How Much Can You Afford?
- Credit Cards in Simple Terms
- What Type of Card and Whose Card is It?
- The Way You Pay For Things Changes
- Credit Lines
- Annual Fee
- Late Fees
- Other Fees
- Account Balance vs. Minimal Payment
- Annual Percentage Rate
2. What is a Credit Card and How Did it Originate?
3. How Do Credit Companies Make Money?
4. How Does One Qualify to Receive a Credit Card?
5. Secured and Unsecured Credit Cards
6. Explaining What Good Credit Is
7. Using your Credit Card as a Tool to Build Good Credit
8. Common Mistakes to Avoid
9. Credit Card Vocabulary